About the Manager and Strategy

RISK
20-45

INVESTMENT APPROACH

The RISE Moderate Passive Fund is a multi-asset. medium-equity balanced solution that targets CPI +5% over a rolling 5-year period.  The bundle uses a combination of active asset allocation and passive investing to achieve this goal. 

Our approach offers the following unique advantages:

  • Outcome Based Strategy - our positioning is optimised against the bundle’s CPI + 5% objective using a globally accepted framework. 
  • Tactical Asset Allocation – this is used to take advantage of short to medium term opportunities and. more importantly. protect the bundle against short to medium term risks.   The asset classes in our investment universe include SA Equities. SA Property. SA Bonds. SA Money Market. Commodities and Global asset classes.
  • Passive Investing – passive investments are used to gain broad market exposure at the lowest possible cost. Specialist and factor ETFs may also be used to enhance returns from time to time. There is a great deal of evidence to suggest that most active managers do not outperform their passive benchmarks over the full market cycle.
  • Diversification – our process ensures that the bundle maintains the highest levels of diversification at all times. 

 

RISE has a proven track record in the South African retirement fund industry. and we are excited to bring our institutional solutions to the retail investor.

 

RECOMMENDED INVESTMENT HORIZON

A minimum of five years. However. your funds are available to you at all times.

 

RECOMMENDED INVESTMENT MINIMUMS

Unlike the RISE CPI+5 Discretionary Bundle. which makes use of active managers and has a recommended minimum investment of R 1000. the RISE Moderate Passive Fund has no recommended investment minimum and is suitable for both small and large investors alike. The RISE Moderate Passive Fund is also available as a tax-free savings product (the RISE CPI+5 TFSA bundle) . but small deviations in positioning and performance may occur due to regulatory differences.

Calculate your risk number

Bundle Information

RA Investable NO
Launch Date 2020-05-20
Benchmark CPI+5
Minimum Time Horizon 5 Years
RA ZAR TFSA USD

Percentage and Performance

Costs

Management/Bundle Fee 0.85%
TER 0.00%
Estimated TC 0.00%
Estimated TIC 0.85%

Performance

* Performance quoted excludes management / bundle fee's
May 2022 0.19%
Last 3 Months 2.75%
Last 6 Months 7.32%
YTD -0.09%
Last 12 Months 11.90%
Last 3 Years N/A
Last 5 Years N/A
Since Inception N/A

Bundle NAV

Volatility

Since Inception 10.7%
1 Year Volatility 5.36%
3 Year Volatility 10.7%
Best Month 9.01%
Worst Month -8.65%
Maximum Drawdown -14.25%

Sector Allocation

Asset Allocation

Bonds 23.66%
Property 1.79%
Cash 7.63%
Local Equity 44.44%
Foreign Equity 22.48%

Constituents

Here is a list of companies/ETFs that make up this bundle.