About the Manager and Strategy



The RISE CPI+3 Discretionary Bundle is a multi-asset, low-equity balanced solution that targets CPI +3% over a rolling 3-year period.  The bundle uses a combination of active asset allocation and the best-of breed asset managers to achieve this goal. 

Our approach offers the following unique advantages:

  • Outcome Based Strategy - our positioning is optimised against the bundle’s CPI + 3% objective using a globally accepted framework. 
  • Tactical Asset Allocation – this is used to take advantage of short to medium term opportunities and, more importantly, protect the bundle against short to medium term risks.   The asset classes in our investment universe include SA Equities, SA Property, SA Bonds, SA Money Market, Commodities and Global asset classes.
  • Manager Selection – best-of-breed manager selection and ongoing manager due diligence. At any point in time, the security selection in the bundle is dictated by the asset managers we appoint.
  • Passive Investing – passive investing is a powerful tool. We strategically and tactically blend our active manager selection with passive investments (ETFs) to reduce costs and increase diversification.
  • Diversification – our process ensures that the bundle maintains the highest levels of diversification at all times. 


RISE has a proven track record in the South African retirement fund industry, and we are excited to bring our institutional solutions to the retail investor.



A minimum of three years. However, your funds are available to you at all times.



The RISE CPI+3 Discretionary Bundle has a large number of holdings, and as such, Transaction Costs can be quite high for small investment amounts. The recommended minimum investment is R 1000. For smaller investment amounts, we encourage you to consider the RISE Conservative Passive Fund or the RISE CPI+3 TFSA bundles instead.


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Bundle Information

RA Investable NO
Launch Date 2020/05/20
Benchmark CPI+3
Minimum Time Horizon 3 Years

Percentage and Performance


Management/Bundle Fee 0.99%
TER 0.00%
Estimated TC 0.00%
Estimated TIC 0.99%


* Performance quoted excludes management / bundle fee's
Apr 2024 0.02%
Last 3 Months 6.15%
Last 6 Months 3.83%
YTD 0.02%
Last 12 Months 6.31%
Last 3 Years N/A
Last 5 Years N/A
Since Inception N/A

Bundle NAV

Asset Allocation

Bonds 30.9%
Property 0.39%
Cash 33.69%
Local Equity 19.61%
Foreign Equity 15.41%


Here is a list of companies/ETFs that make up this bundle. 1209055

1nvest Global Government Bond Index Feeder ETF
Absa Group Limited
Adcock Ingram Holdings Limited
Advtech Limited
AECI Limited
African Rainbow Mineral Limited
Afrimat Limited
Altron Limited
Anglo American Platinum Limited
Anglo American PLC
Anglogold Ashanti PLC
Anheuser-Busch InBev SA NV
Aspen Pharmacare Holdings Limited
Aveng Group Limited
AVI Limited
BHP Group Limited
Bidvest Limited
British American Tobacco PLC
Bytes Technology Group Plc
Capitec Bank Holdings Limited
Compagnie Financiere Richemont SA
Curro Holdings Limited
Discovery Limited
Dollar Custodial Certificate ETF
DRD Gold Limited
Exxaro Resources Limited
Firstrand Limited
Glencore PLC
Gold Fields Limited
Grindrod Limited
Growthpoint Properties Limited
Harmony Gold Mining Company Limited
Hosken Consolidated Investments Limited
Impala Platinum Hlgs Limited
Investec Limited
Investec PLC
Italtile Limited
Kaap Agri Limited
KAP Industrial Holdings Limited
Kumba Iron Ore Limited
Libstar Holdings Limited
Life Healthcare Group
Lighthouse Properties plc
MAS Real Estate Inc
Metair Investments Limited
Metrofile Holdings Limited
Momentum Metropolitan Holdings Limited
Mondi PLC
Motus Holding Limited
Mr Price Group Limited
MTN Group Limited
MultiChoice Group Limited
Murray & Roberts Holdings Limited
Naspers Limited
NEPI Rockcastle N.V.
Netcare Limited
New Wave USD ETN
Ninety One Limited
Ninety One Plc
Northam Platinum Holdings Ltd
Oceana Group Limited
Old Mutual Limited
Omnia Holdings Limited
OUTsurance Group Limited
Pan African Resource PLC
Pepkor Holdings Limited
Pick n Pay Stores Limited
PPC Limited
Prosus N.V
PSG Financial Services Limited
Reinet Investments SCA
Remgro Limited
Resilient REIT Limited
Reunert Limited
Sanlam Limited
Santova Logistics Limited
Sasol Limited
Satrix S&P 500 ETF
Satrix MSCI World ETF
Satrix SA Bond Portfolio
Satrix TRACI 3 Month ETF
Shoprite Holdings Limited
Sibanye Stillwater Limited
Southern Sun Limited
Stadio Holdings Limited
Standard Bank Group Limited
Stor-Age Property REIT Limited
Sun International Limited
Sygnia Itrix 4th Industrial Rev Global Equity ETF
Telkom SA SOC Limited
The Foschini Group Limited
The Spar Group Limited
Thungela Resources Limited
Transaction Capital Limited
Truworths International Limited
Wilson Bayly Holmes - Ovcon Limited
Woolworths Holdings Limited