About the Manager and Strategy

RISK
1-35

INVESTMENT APPROACH

The RISE CPI+3 TFSA bundle is a multi-asset, low-equity balanced solution that targets CPI +3% over a rolling 3-year period.  The bundle uses a combination of active asset allocation and passive investing to achieve this goal. 

Our approach offers the following unique advantages:

  • Outcome Based Strategy - our positioning is optimised against the bundle’s CPI + 3% objective using a globally accepted framework. 
  • Tactical Asset Allocation – this is used to take advantage of short to medium term opportunities and, more importantly, protect the bundle against short to medium term risks.   The asset classes in our investment universe include SA Equities, SA Property, SA Bonds, SA Money Market, Commodities and Global asset classes.
  • Passive Investing – passive investments are used to gain broad market exposure at the lowest possible cost. Specialist and factor ETFs may also be used to enhance returns from time to time. There is a great deal of evidence to suggest that most active managers do not outperform their passive benchmarks over the full market cycle.
  • Diversification – our process ensures that the bundle maintains the highest levels of diversification at all times. 

 

RISE has a proven track record in the South African retirement fund industry, and we are excited to bring our institutional solutions to the retail investor.

 

RECOMMENDED INVESTMENT HORIZON

A minimum of three years. However, your funds are available to you at all times.

 

RECOMMENDED INVESTMENT MINIMUMS

Unlike the RISE CPI+3 Discretionary Bundle, which makes use of active managers and has a recommended minimum investment of R 1000, the RISE CPI+3 TFSA bundle has no recommended investment minimum and is suitable for both small and large investors alike. The RISE CPI+3 TFSA bundle is the tax-free savings equivalent of the RISE Conservative Passive Fund, but small deviations in positioning and performance may occur due to regulatory differences.

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Bundle Information

RA Investable NO
Launch Date 2020/05/20
Benchmark CPI+3
Minimum Time Horizon 3 Years
RA ZAR TFSA USD

Percentage and Performance

Costs

Management/Bundle Fee 0.97%
TER 0.00%
Estimated TC 0.00%
Estimated TIC 0.97%

Performance

* Performance quoted excludes management / bundle fee's
Apr 2024 -0.40%
Last 3 Months 5.42%
Last 6 Months 1.94%
YTD -0.40%
Last 12 Months 4.37%
Last 3 Years N/A
Last 5 Years N/A
Since Inception N/A

Bundle NAV

Asset Allocation

Bonds 27%
Property 0%
Cash 38.02%
Local Equity 21.99%
Foreign Equity 12.99%

Constituents

Here is a list of companies/ETFs that make up this bundle. 1209175

1nvest Global Government Bond Index Feeder ETF
NewFunds TRACI 3 Month ETF
Satrix 40 ETF
Satrix MSCI China Feeder Portfolio
Satrix MSCI World ETF
Satrix SA Bond Portfolio
Satrix TRACI 3 Month ETF
Sygnia Itrix 4th Industrial Rev Global Equity ETF

EasyWealth is a product of First World Trader (Pty) Ltd t/a EasyEquities (registration number 1999/021265/07) which is an authorized Financial Services Provider (FSP number 22588) and a registered credit provider (NCRCP 12294).The contents of this website are for information purposes only. The information listed herein is of a factual nature and must not be construed as financial advice. The value of financial products can go down, as well as up, as a result of a variety of factors depending on the type of financial products such as a change in the value of the underlying investments, company profits, future prospects and more general market factors. An investor may not recoup the full amount invested. Source of performance data: EasyEquities platform. Past performance is not necessarily an indication of future performance. All performance figures reported are the actual performance of the model portfolio taken from the EasyEquities platform. Bundles without model portfolios (static weights) are excluded. The volatility is calculated as the annualised standard deviation of monthly percentage returns. For periods greater than 1 year, performance is annualised. Forecasts, illustrations, hypothetical data and examples are for illustrative purposes only and are not guaranteed to occur. Any projections contained in the information are estimates only and are not guaranteed to occur. The projections, if any, are subject to market influences and contingent upon matters outside the control of the company, so may not be realised in the future. The investment value, if any, of a financial product is not guaranteed.

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