INVESTMENT APPROACH
The RISE CPI+7 TFSA bundle is a multi-asset, high-equity balanced solution that targets CPI +7% over a rolling 7-year period. The bundle uses a combination of active asset allocation and passive investing to achieve this goal.
Our approach offers the following unique advantages:
Outcome Based Strategy - our positioning is optimised against the bundle’s CPI + 7% objective using a globally accepted framework.
Tactical Asset Allocation - this is used to take advantage of short to medium term opportunities and, more importantly, protect the bundle against short to medium term risks. The asset classes in our investment universe include SA Equities, SA Property, SA Bonds, SA Money Market, Commodities and Global asset classes.
Passive Investing - passive investments are used to gain broad market exposure at the lowest possible cost. Specialist and factor ETFs may also be used to enhance returns from time to time. There is a great deal of evidence to suggest that most active managers do not outperform their passive benchmarks over the full market cycle.
Diversification - our process ensures that the bundle maintains the highest levels of diversification at all times.
RISE has a proven track record in the South African retirement fund industry, and we are excited to bring our institutional solutions to the retail investor.
RECOMMENDED INVESTMENT HORIZON
A minimum of seven years. However, your funds are available to you at all times.
RECOMMENDED INVESTMENT MINIMUMS
Unlike the RISE CPI+7 Discretionary Bundle, which makes use of active managers and has a recommended minimum investment of R 1000, the RISE CPI+7 TFSA bundle has no recommended investment minimum and is suitable for both small and large investors alike. The RISE CPI+7 TFSA bundle is the tax-free savings equivalent of the RISE Growth Passive Fund, but small deviations in positioning and performance may occur due to regulatory differences.
| RA Investable | NO |
| Launch Date | 2020-05-20 |
| Benchmark | CPI+7 |
| Minimum Time Horizon | 7 Years |
| Management/Bundle Fee | 0.97% |
| TER | 0.00% |
| Estimated TC | 0.00% |
| Estimated TIC | 0.97% |
| Apr 2025 | -1.14% |
| Last 3 Months | 1.57% |
| Last 6 Months | 5.30% |
| YTD | 1.10% |
| Last 12 Months | 14.31% |
| Last 3 Years | N/A |
| Last 5 Years | N/A |
| Since Inception | N/A |
| Bonds | 9.19% |
| Property | 38.3% |
| Cash | 36.2% |
| Local Equity | 0% |
| Foreign Equity | 16.31% |
Here is a list of companies/ETFs that make up this bundle.
